Attestto Financial Credential Schemas

JSON-LD Contexts for W3C Verifiable Credentials in financial compliance workflows.

Source of Funds (SoF)

Draft FATF

Cryptographically signed attestation of verified income sources. Includes source breakdown (employment, business, investment, etc.), confidence score, risk assessment, and verification period. Supports SD-JWT selective disclosure — verifiers can request proof that funds meet a threshold without seeing the exact amount.

https://spec.attestto.com/credentials/v1/source-of-funds.jsonld

Aligns with: FATF Recommendation 10 (CDD), EU AMLD6 Art. 13, Costa Rica Law 8204 Art. 16

Proof of Address (PoA)

Draft

Verified residential or business address credential. Captures address components, supporting document type (utility bill, bank statement, government letter), verification method, and residency duration. SD-JWT selective disclosure enables country/region-level proofs without revealing the full street address.

https://spec.attestto.com/credentials/v1/proof-of-address.jsonld

Aligns with: FATF Recommendation 10, EU AMLD6 Art. 13(1)(a), Costa Rica SUGEF 12-21

EDD Clearance

Draft FATF R.19

Enhanced Due Diligence tier clearance credential. Attests that a subject has been cleared for a specific transaction volume tier, including which documents were verified (PoA, SoF), screening results, and officer approval chain. Links to related SoF/PoA credentials by ID. Supports selective disclosure — a receiving institution can verify EDD clearance without seeing underlying documents.

https://spec.attestto.com/credentials/v1/edd-clearance.jsonld

Aligns with: FATF Recommendation 19 (Higher-Risk Countries), EU AMLD6 Art. 18 (EDD), Costa Rica Law 8204 Art. 17